Open Enrollment is open: enroll by December 15 for coverage starting January 1
Health insurance for as low as $0 a month
Many people qualify for a $0 plan through the Affordable Care Act. A licensed Firstshield agent checks your savings, compares your options and enrolls you. Our help is always free.
- Free to use
- No obligation
- Licensed agents
Illustration only. Your price depends on your income, household size and ZIP code. Not everyone qualifies for a $0 plan.
Plans from trusted carriers
Covered in three simple steps
- 1
Tell us about you
Your ZIP code, who needs coverage and your expected income. It takes about two minutes.
- 2
See your savings
A licensed agent checks your tax credit and compares plans, including your doctors and prescriptions.
- 3
Enroll with confidence
We handle the application with you and stay your point of contact all year, at no cost.
Real help with your health coverage
$0 and low-cost plans
We find the lowest price you qualify for, including $0 options where available.
Tax credit check
See how much the government will pay toward your premium each month.
Doctor and prescription check
Keep the doctors you trust. We check networks and drug coverage before you enroll.
Life changes
Lost job coverage, moved, married or had a baby? You may be able to enroll now.
Renewals each year
Prices and plans change every year. We review yours so you don't overpay.
Help all year
ID cards, billing questions, income updates. One call to the same team.
Same price. A lot more help
You pay the same premium whether you enroll on your own or with us. The difference is having a licensed agent who explains your options and picks up the phone when you need them.
| Feature | On your own | With Firstshield |
|---|---|---|
| Your monthly premium | Same | Same |
| Cost for help | — | $0, always |
| Doctor and drug check | You research it | We do it for you |
| Application | On your own | Done with you |
| After you enroll | Call center | Your own agent |
Don't miss Open Enrollment
Common questions
Does it cost anything to work with Firstshield?
No. Insurance companies pay us when you enroll. Your premium is the same as if you enrolled on your own.
Is a $0 plan real insurance?
Yes. Every ACA plan covers essential benefits like doctor visits, hospital care and prescriptions. $0 means your tax credit covers the full monthly premium. You may still have a deductible and copays.
Are you the government or HealthCare.gov?
No. Firstshield is a licensed, independent insurance agency. We help you apply for Marketplace plans and the tax credits you qualify for.
What do I need to get a quote?
Your ZIP code, the ages of people who need coverage and your expected household income for next year.
Can I enroll after Open Enrollment ends?
Only if you have a qualifying life event, like losing other coverage, moving, getting married or having a baby. Call us and we'll check.
See if you qualify for a $0 plan
Free, no-obligation help from a licensed agent.